If you receive this error code you need to follow these instructions accordingly.
Go to the VOL in forms and look to make sure the account types are labeled correctly such as these two 0 month payments that need to be marked as collections.
Then mark the payment as 0.00 so it wont interfere.
Finally run it through AUS and merge credit if there is more then 1 borrower. The LPA/Loan product numbers should be blank unless specified. Once ran those number will be found in the system.